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Linda mcmanus's avatar

Growing up, we always had a « Christmas Club »… an account where we would deposit $2 a week… as a kid in the 1960s having $60 to freely spend on gifts was fantastic ! If you use a budget app like YNAB or even a spread sheet, even $50 a month will make a lot of difference for your holiday season.

Chantal's avatar

This was so good and honestly too many people are doing gift guides that are so impractical. Sorry not everyone can gift a gift to each person worth $$$$$$$

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